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Julio Alberto
Julio Alberto A. is 75 years old and lives in a neighborhood of Ticuantepe together with his wife, who helps him with the farm work. They are raising two dependent grandchildren, a nine year old girl and a seven year old boy. Their plan for the family is to improve the conditions in which their grandchildren live in order to improve their wellbeing. Julio has been working in agriculture for 25 years. The greatest difficulty he faces is the loss of crops, since the gases from a nearby volcano affect the crops. He started his farming business with his own efforts. He wants the loan in order to buy supplies and fertilizer in roder to improve the quality of his crops, reap a good harvest and sell his products at a better price in the market.
View original language description ↓
El señor Julio Alberto A., tiene la edad de 75 años, habita en el barrio las Francia numero uno en Ticuantepe, junto a su esposa, la cual le apoya con los trabajos agrícolas, ellos tiene a su cargo dos nietos, una niña de nueve años y un niño de siete, los planes hacia su familia es mejorar las condiciones de vida a sus nietos, para poder darle mejor bienestar. Don Julio desde hace 25 años se dedica a la agricultura, la mayor dificultad que se le presenta es la perdida del cultivo ya que los gases del volcán, le afecta, el inicio los trabajos agrícolas lo inicio con sus propios esfuerzos. El financiamiento lo quiere, para la compra de insumos y fertilizantes para mejorar el cultivo y poder sacar una buena producción y vende a mejor precio en el mercado.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $25,768,275
    Funds lent in using Kiva
  • 20.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Julio Alberto purchase of supplies and fertilizers in order to improve his harvest.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Apr 14, 2009
May 2, 2009
Currency Exchange Loss:
Feb 15, 2010