Djamadjigui (L’Espoir Des Hommes) Group
To expand their businesses, the group members decided to join the Soro Yiriwaso loan program three years ago. The loan amount of the sixth solidarity loan (group loan) is 200,000 francs CFA per client. All five preceding loans were correctly repaid.
The current loan will be used to buy sacks of rice and all sorts of condiments. The merchandise is acquired from Sikasso and San from wholesalers. The group members sell nicely-cooked rice at the crossroads of Kimparana. There, they have tables for selling condiments in front of the eateries.
The women of the group each plan to realize 160,000 francs of profit in the course of this cycle. In addition to the loan payments, they will address common family expenses.
Elles mènent différentes activités telles, la restauration et la vente de condiments alimentaires.
Pour augmenter la taille de leurs activités, les membres ont décidé d’intégrer le programme crédit de Soro Yiriwaso depuis trois ans. Le montant de ce sixième prêt solidaire (prêt de groupe) est de 200.000 FCFA par cliente et tous les cinq prêts précédents ont été correctement remboursé.
Le prêt actuel sera utilisé pour acheter des sacs de riz et toutes sortes de condiments alimentaires. Les femmes du groupe Djamadjigui vendent du riz bien cuisiné au carrefour de Kimparana. Elles ont des tables pour la vente de condiments devant les gargotes.
Elles se procurent des marchandises à partir de Sikasso et de San auprès des grossistes.
Elles comptent réaliser chacune 160 000 FCFA. de bénéfice au cours de ce cycle. En plus du remboursement des prêts elles feront face aux dépenses courantes de la famille.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid