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Armando Enrique
Don Armando has been a photographer for the past 21 years. He began by taking photos at church, and soon after bought better equipment to offer his services to clients. Don Armando is 44 years old, and lives in the Carlos Núñez neighborhood of Managua. He and his wife have an 18 year old son who is studying. His wife sells cosmetics.

This is his 6th loan with Afodenic, which he plans to use to buy construction materials to build a roof over a room in his house. He also plans to continue improving his house and promote his work to gain more clients. He would like to thank Afodenic for the support it has given his family.
View original language description ↓
Don Armando se dedica a la toma de fotografía desde hace veintiún años, el inicio tomando fotos en la iglesia, luego compro mejores equipos para obtener utilidades y ofrecer su servicio a sus clientes, tiene 44 años de edad, reside en el barrio Carlos Núñez en la ciudad de Managua, su esposa le tiene un hijo de 18 años de edad, el cual estudia, ella vende cosmético. Este es su sexto crédito en Afodenic el cual va invertir en la compra de materiales de construcción para poner techo a un cuarto. Sus planes es poder seguir haciendo mejoras a su casa, promocionar su trabajo para captar clientes. Da las gracias a la institución por el apoyo que ha brindado a su familia.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 20.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Armando Enrique to buy construction materials to build a roof over a room in his house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 14, 2009
May 1, 2009
Currency Exchange Loss:
Apr 15, 2010