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Tuwisana Plus Group
In this Group: Marthe , Jacqueline, Esther, Eléonort, Jérémie, Marguerite, Mireille, Tshisekedi*, Micky, Dieu Donné, Mutanga, Nzumba, Pezo, Angélique, Céléstin, Papy, Elali, Emilie, Jeannette, Monique, Albertine, Thythy, Alphonsine, Nseya, Claudine, Mabeta, Julienne, Véronique, Bebe, Alphonsine, Hélène, Mamie, Hélène, Agate
* not pictured
Marthe M. makes and delivers to her customers shikwangues (a kind of bread made of cassava flour). It is a principal food for the Congolese in Kinshasa. She started in this business in 1998 while including a woman who used to make it. In October 1998, Marthe learned to make it. She bought a sack of cassava with the money earned from accumulated commissions and started developing her own business. This business improved nicely in 1999 through 2006, when she got divorced. With $320 in capital, Marthe decided to work with determination and good managing in order to realize her dream of opening one day a butcher shop for goats.

With the loan she obtained in this month of April, she diversified her business by buying a box of bird thighs and one box of turkey meat to be resold, so as to grow her revenues from her business, which presently generates $60 of profit per week. Her current capital amounts to $235.

Marthe is 38 years old, divorced, and the mother of nine children, ages 4 to 22. Five of them live with her, and three attend school.
View original language description ↓
Marthe M. fabrique et livre aux clients des shikwangues (a kind of bread made of cassava flour) qui sont un aliment principal des congolais habitant à Kinshasa. Elle a commencé son commerce en 1998 en s’associant à une femme qui les fabriquait. Elle les vendait en gagnant des commissions. En octobre 1998, Marthe apprit à les fabriquer, acheta 1 sac de manioc avec l’argent gagné des commissions accumulées et commença à developper son propre commerce. L’activité évolua bien de 1999 jusqu’en 2006 quand elle connut le divorce avec son mari. Avec un capital de $320, Marthe décida de travailler avec détermination et une bonne gestion pour réaliser son rêve d’ouvrir un jour une boucherie des chèvres. Avec le crédit obtenu ce mois d’avril, elle a diversifié son activité en achetant 1 carton des cuisses d’oiseaux et 1 carton de viande de dindon à revendre afin d’accroître le revenu de son affaire qui lui génère présentement $60 de bénéfice par semaine. Son capital actuel est de $235. Marthe a 38 ans, divorcée et mère de 9 enfants âgés de 4 à 22 ans dont 5 vivent avec elle et trois vont à école.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 8
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,466,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Tuwisana Plus Group's $2,875 loan helped a member to buy a box of bird thighs and a box of turkey meat to sell for growing her revenues.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 16, 2009
Apr 23, 2009
Currency Exchange Loss:
Sep 15, 2009