A loan of $1,200 helped purchasing of the flour and coal required for baking the national bread “lepeshka”.


Marhabo's story

S. Marhabo is 40 years old. She is divorced and the mother of two children. After the divorce from her husband, Marhabo had to find ways to provide for herself and her children. For 7 years she has had a business baking and selling the national bread “lepeshka”. It has now become the family business as the children of Marhabo are grown-up and they are helping their mother (pictured). Marhabo is a cheerful, hard-worker despite the difficulties she faces. She has received and repaid four loans from IMON which have helped create stability for her business. Today Marhabo is requesting for a loan of $1200 USD with the term of 12 months. She is planning to purchase flour and coal required for baking the national bread “lepeshka”. This purchase will enable her to increase her sales, to earn more so she can provide her children with good education.

More about Tajikistan and IMON International

Tajikistan is known for its rich history, which includes a key post along the Silk Road and the end of Alexander the Great's rule. It has also produced great thinkers, philosophers, scientists and poets, including Rudaki, Avicenna, Ferdowsi, Omar Khayyam, Jomi, and Rumi. The country is home to communities that still speak the ancient Sogdian language, epic mountain passes, and a civilization that dates back to the 4th millennium BC. And, even today, it is a complex mixture of the Islamic faith, Soviet culture, New West culture and Central Asian traditions.

But Tajikistan is also the poorest of the former Soviet republics. The civil war, which ignited soon after its independence from the U.S.S.R., further damaged the already weak economy. In addition, 93% of the country is mountainous and only 7% of the land is arable. These conditions have resulted in high levels of unemployment and have forced hundreds of thousands to seek work in other countries, mainly Russia. While the people of Tajikistan are working to improve its agricultural production and manufacturing sector, nearly two-thirds of the population still live in abject poverty.

IMON's History

Since December 2007, IMON International has worked closely with Kiva and Kiva lenders to ensure that poor and low income clients represent a viable business proposition. Funds raised through Kiva have already been distributed to thousands of IMON International's clients and will continue to provide thousands more with permanent access to the varied financial services they need. To learn more about IMON International's work, please visit: www.imon.tj



Loan details


Lenders and lending teams



Loan details