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Roeung's Group
In this Group: Roeung, Lun, Soeung, Roeung
There are four people requesting this small loan, all residents of the city of Phnom Penh. The members have selected Mrs. Roeung Y., 44, to be the group leader.

Y. earns her daily income by braiding silk out of her home. She can weave one or two sets of the traditional silk skirt per day. Almost all of her customers need to order more than a week in advance. Three of her single children who are students always help her braid silk. To help feed the family, her husband sells a few planks for income. Because Mrs. Y. thinks her husband's investment is profitable for the family, she has decided to seek a loan to order additional planks to sell.

The other three borrower are: P., who owns a karaoke room and requests a loan to expand her service; N., who is a domestic silk-skirt maker seeking a loan to purchase threads for braiding; and Y., who braids silk out of her home for income and is applying for a loan to buy more raw materials. Y. was not available for photographing so her husband is in the photo instead.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 53
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Roeung's Group's $1,000 loan helped a member to order additional planks to sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Apr 9, 2009
Apr 21, 2009
Currency Exchange Loss:
Jan 15, 2010