A loan of $875 helped a member to purchase more items to offer to their customers.


Restauración Group's story

Photograph from left to right: Angela Maria U. Ramirez, Eddy Jose E. Calderon, y Maria Luisa Pavon Sanchez. This is the united group Restauracion (Restoration), made up by: Mrs. Maria Luisa who is in the sale of merchandise such as purses, wallets, calculators, compact discs, etc. Mr. Eddy Jose E. is the coordinator of the group, elected by the members for this cycle. He sells merchandise in the market and in his house he sells basic grains which is attended to by his wife, activities they have engaged in for several years. Doña Angela Maria U. is the final member of the group, and she makes and sells tortillas in her house in the afternoon and in the morning she sells bread, coffee, and milk in the municipal market. She has two school age children who help her sell in the house and go to the closest school. Her husband helps her with the household expenses by working in Costa Rica and sending money. She dreams of growing her business to move forward and to be able to have a spot in the market and not sell on the street but in just one stand and to offer complete breakfasts. With the loan she will buy inventory such as milk, coffee, sugar, corn, and firewood. This group is from the city of Masaya, responsible, and semiliterate, but with a strong desire to overcome. These people pay their loan every Monday which is the best day to pay, after the weekend when the sales are the best. They work with Adim because one of the clients became excited to become a member of a united group and therefore formed the group with two nearby friends and obtained a loan. They are happy because they feel like the institution believes in them and they express that they plan to be prompt in their payments.

In this group: María Luisa , Eddy José , Angela María
*not pictured

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Translated from Spanish by Kiva volunteer William Gray



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