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Nguyễn's Group
In this Group: Nguyễn, Nguyễn, Nguyễn, Nghiêm, Nguyễn, Nguyễn
Nguyễn Thị H. is a 51 year-old female living in the town of Yên Phong - Bắc Ninh. H. is the group leader of a 6 member group loan offered by SEDA. While each member of the group receives an individual loan, they are all responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. The official name of this borrowing group is Trung Bạn 2 - 01 (1).

H. is married and has 2 adult children. To making a living, H. owns and operates a business venture in the food sector, making and selling food. While not the only means for generating revenue, the main source of income from the business comes primarily from selling fried foods in the local community. H. has been engaged in this business for over 10 years and earns approximately 4,000,000VND a month from these activities.

H. joined SEDA to gain access to financial services to help improve her living situation and ability to engage in business activities. She is now requesting a new loan to purchase raw ingredients needed to make products for sale. The loan will be the first loan taken out by the borrower from SEDA. H. plans to use the additional revenue generated from the business to improve/expand her business.

About the Other Borrowers in the Group:

1. Nguyễn Thị Hà is a 36 year old female who is requesting a loan to support her business in the agriculture sector raising livestock.

2. Nguyễn Thị

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 129
    View loans »
    Vietnam Loans Fundraising
  • $16,231,400
    Funds lent in using Kiva
  • 17,805.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Nguyễn's Group's $1,600 loan helped a member to purchase raw ingredients needed to make products for sale.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 15, 2009
Apr 21, 2009
Currency Exchange Loss:
May 15, 2010