A loan of $2,200 helped a member to buy building materials for housing.


Future In Our Hands Group's story

This is Samuel A. F., Elizabeth M. B., Patrick A., John A. TarawA., Edmon K. and Henry Sesay. They work for a local non-governmental organization called Future In Our Hands (FIOH). This is the first time they are seeking a loan from SMT. Because non-governmental organizations' salaries are usually very small and do not allow one to do something big with their lives, they have come to seek a loan from SMT to allow them to invest in something meaningful. Some of them will invest their loans in business and others will invest in the education of their children.

FIOH started its operations in 1993 and has it headquarters in Makeni with sub-offices in Mile 91 and Kabala in the north, and Pujehun in the south. FIOH focuses its operations on agriculture and food security. They also provide micro-finance services to local villages in their areas of operations. FIOH is doing well in serving the community people in their areas of operations, however, as a donor driven organization, they are often faced with financial constraints.

Samuel (front row right), who is heading this group, is the Admin Officer of FIOH. He is forty-eight years of age. He was born in a village called Yele, in the Tonkolili district. He is married with six children between the ages of one and nineteen. His wife is a businesswoman. Samuel has worked as an Admin Officer for FIOH for three years now. He will use his loan to buy building materials for housing. Though he is not expecting to complete the building of his house with this loan, subsequent loans will certainly complete the building of his house.

In this group: Samuel A., Elizabeth M., Patrick , John A., Edward , Henry



Loan details


Lenders and lending teams



Loan details