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Together We Tinap Group
In this Group: Abdul , Adamsay , Isatu , Aminata , Augusta , Susan
Here we see Abdul K., Adamsay S., Isatu F., Aminata K., Augusta S. and Susan S.. They are members of a loan group called Together We Tinap. They have applied for their third loan from SMT/Kiva. Their previous loans have had a huge impact on the lives of these entrepreneurs. Having repaid those loans successfully and on time, they are requesting a new loan to increase the size and quality of their businesses, make greater profits and improve their standards of living.

Abdul (second from left) is the leader of this group. He is 35 years of age and was born in Makeni City, northern Sierra Leone. He is married to a businesswoman and they have three children, all of whom are still in school. Abdul makes a living selling plastic slippers in Makeni. With this loan, he will be able to increase his stock of items to sell. This will bring many positive changes by providing his family with food, clothes to wear, the ability to go to school and so on.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 47
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 3,030.0
    Sierra Leone Leones (SLL) = $1 USD