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Leticia Nalwanga‘S Group
In this Group: Leticia, Oliver , Robinah , Sarah, Elizabeth

Leticia is 30 years of age and married with three children, aged between 4 and 9 years. All her children go to school. She owns a four-roomed house where she lives with three people. She also takes care of additional family members: her mother, two younger sisters, and brothers. She has no access to electricity but has piped water at home. The family gets three meals a day.

Leticia runs a retail shop in Kisasi, one of the Kampala city suburbs, and that is how she earns a living. She uses public transport to and from shopping. She receives about 35 customers a day and sells to all categories of people on a retail basis. She works seven days a week and rent for her business premises is 30,000 per month. She has done this business for ten years now and is faced with the challenge of competition, as all her neighbors deal in retail businesses.

This is Leticia's seventh loan since she joined MCDT. She has been with MCDT for nine years, working this long with the same group-mates. She wants to use this loan to buy more things for shop. She aspires to own a wholesale shop.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 82
    View loans »
    Uganda Loans Fundraising
  • $33,534,000
    Funds lent in using Kiva
  • 2,155.0
    Uganda Shillings (UGX) = $1 USD