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Chham's Group
In this Group: Chham, Chham, Khom
This loan is for a group of three women. One of them is Mrs. M., 50, who has been selected to be the leader by the other members. M. is a widowed mother who has four children; three of them are single and the other is married and lives independently. Two of her daughters are employed: One is a used-clothes seller and the other sells fish in the market. Her husband sells clothes in the Sophy Market.

Presently, M. supports her family by selling fresh fish in the market, earning about $3.50 a day. M. and her husband think that their ventures are profitable and good items for family to invest in. Therefore, they have decided to request a loan to increase their businesses' capital.

The other two borrowers include M., who is a fish seller asking for a loan to buy additional fish for sale, and P., who sells Khmer fritters in her home and needs a loan to order wooden statues to sell to tourists for more income. The borrowers live in Ratanak Commune, Battambang Province.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 61
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Chham's Group's $900 loan helped a member to increase their business capital.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 9, 2009
Apr 19, 2009
Currency Exchange Loss:
Mar 15, 2010