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Hagigat is an Internally Displaced Person (IDP) from the Armenian-occupied territory of Azerbaijan, Agdam region. She is a widow and lives with her 4 children in the Khirdalan settlement.
The salary she makes as a schoolteacher is not enough to support her family, so she began an .
after-school tutoring business 17 years ago to supplement her income.
She has taken out and repaid two loans of $400 and $600 to buy books and supplies that she uses and sells in her tutoring business.
She is asking for a loan of $1200 to buy a computer.

Additional Information

About Komak

Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.

About Azerbaijan

  • $10,800
    Average annual income
  • 30
    View loans »
    Azerbaijan Loans Fundraising
  • $14,860,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Hagigat to buy a computer.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jun 3, 2007
May 19, 2007
Currency Exchange Loss:
Aug 4, 2008