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Hellen Nakato's Group
In this Group: Hellen , Hasfa , Kasifa , Judith
Hellen, 24, is single with no children. She resides with her parents. The family lives in a five-room house. Hellen takes care of her father and mother, plus the three orphaned children of her late sister. She has access to electricity and piped water at home and the family gets three meals a day.

Hellen sells charcoal in Busega, one of Kampala's city suburbs, and also acts as a sales agent for animal feed. This is how she earns a living. She uses public transportation to and from shopping. Hellen receives about 20 customers a day and sells to all categories of people on a retail basis. She works seven days a week. Rent for the use of her business premises is about 40000/= per month. She has been engaged in this business for three years now.

This is her tenth loan since joining MCDT five years ago: she has been a member of this same group, with the same group members, ever since she joined.

Hellen wants to use this loan to buy more charcoal and animal feed. She dreams of owning a permanent shop for her business.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 118
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 2,160.0
    Uganda Shillings (UGX) = $1 USD