A loan of $575 helped to purchase cosmetics in bulk for her business.


Grace's story

Grace A. is forty-three years old. She is married and the mother of four kids who are in the junior-high and basic schools. Grace’s husband works as a laborer with a timber company. Grace and her family live at a family house at Oda in the Eastern Region of Ghana. Most of the inhabitants of Oda are either into farming or trade in farm products. Very few people run different types of business.

Grace trades in cosmetics. She buys cosmetics such as powder, assorted pomades, make-ups, etc. from Accra, a nearby city and sells in the market square in her community. She says she also treks to nearby markets to sell through door-to-door sales. She has been in this business for three years now and wants a loan to increase her working capital so that she can purchase cosmetics in bulk.

Grace believes the loan assistance would enable her to reach out to other market centers and, eventually, help improve her family finances. She is a member of a Trust Bank group called “Hwe Nyame” (translated: Look unto the Lord) Trust Group. Members in this group guarantee for one another as social collateral to access the loan and in handling repayment of the loan.


Loan details


Lenders and lending teams



Loan details