A loan of $400 helped to purchase stock in bulk for her business.

Salma's story

Mambo (greetings) from Tanzania! This is 30 year old Salma R. N. from Dar es Salaam. She is married with three children, between the ages of 6 and 10.

Salma has been running a charcoal-selling and a fish-selling business since 2004. She sells charcoal, which is used by many Tanzanians as a fuel to cook their daily meals. Women cook food in small coal pots in which they arrange mkaa (charcoal), and add paper, dry grass, old plastic bags or kerosene in order to light them. Because there is such a high demand for charcoal across the country, being a charcoal seller is quite lucrative! Salma works at the business for 13-16 hours per day, 7 days per week and is assisted by two people. Salma currently earns about 250 USD from her business.

Salma is requesting a loan in order to purchase stock in bulk for her business. In the future, she plans to establish a new business. Salma thanks you for your support!


SELFINA has taken a lead role as a pioneer of micro-credit in Tanzania through Micro-Leasing. The organization is engaged in the economic empowerment of women in Tanzania through the provision of a leasing and leaseback microfinance facility. Customs and traditions in Tanzania make it difficult for women to own land and assets, thus they are termed non-creditworthy by financial institutions. This leads to poor financial support and poor access to basic needs and services for women with low incomes. One of the primary advantages of micro leasing is that is allows clients to use their equipment as collateral for future loans with SELFINA, thus enabling them to borrow larger sums in the future.

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Loan details