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Jitahidi Msakuzi Group
In this Group: Lucy , Mrisho, Amina, Juma, Zainabu, Rosse, Tatu, Joyce, Salome, Jovinus, Abdallah, Charles, Joseph, Mery, Aboul
Lucy A. N., age 30, is married with four children ages 14, 12, 7 and 4. She has a clothing and pharmacy businesses which she started two years ago at Msakuzi place. She works daily from 8am until 8pm. She is able to earn a monthly profit of around US$ 274.

This will be Lucy’s third loan from Tujijenge Tanzania. She used the previous loans to start her clothing business; she sells from door to door. Lucy has repaid the loans successfully. She hopes for a third loan to use as follows 100000/= for the pharmacy, 100000/= for clothing and 100000/= for school fees and incidentals.

Lucy will share this loan with her loan group, Jutahidi Msakuzi , which totals 15 members. The members of the group hold each other accountable in paying back their loans. In the picture, Lucy is in the middle in the yellow dress and yellow head ribbon.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 15
    View loans »
    Tanzania Loans Fundraising
  • $16,065,825
    Funds lent in using Kiva
  • 1,332.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Jitahidi Msakuzi Group's $2,450 loan helped a member to increase pharmacy and clothing stock and pay school fees.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 14, 2009
May 5, 2009
Currency Exchange Loss:
Sep 15, 2009