A loan of $1,150 helped compra de una vaca lechera y un ternero.

Cecilio's story

Mr. Cecilio H. H. is a 61-year-old micro-entrepreneur, who lives with his wife and three children, in a rural community in Costa Rica, called Mollejones de Platanares Pérez Zeledón. Mollejones is a community located 150 kilometers south of Costa Rica's capital, San José. It is 850 meters above sea level. They cultivate vegetables and coffee along with other kinds of activities like raising fat cattle and pigs. There are also some organic agricultural projects and vegetables in hydroponics. Besides agriculture, the community has mechanical workshops, a supermarket, small restaurants, and a furniture store.

His micro-business is in the dairy field. He produces milk and its derivatives, which he then sells to the community and the surrounding towns. His clients seem very satisfied that they can get a hold of fresh products that are made in a trustworthy environment by a local person.

He reports that he has always had cows and calves so he knows how to care for and how to treat the animals so they produce efficiently. However, it wasn't until five years ago that he turned it into a micro-business.

All micro-businesses need to grow, which is why ¢650,000 are needed to invest in the purchase of a cow and a calf so he can increase his production and satisfy demand. This will really help him improve his and his family's living conditions.

Mr. Cecilio is a client of Empresa de Crédito Comunal Bancruce one of the 100 member organizations of EDESA in Costa Rica. This is his first loan and he hopes to pay it off successfully.

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Translated from Spanish by Kiva volunteer Shelly Hubman

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