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María Emilia
In Managua, the capital of Nicaragua, Maria F. works hard at her business of selling drinks in the bus terminal where she tries hard everyday to market her beverages.

Nowadays, she turns to Ceprodel in order to benefit from loans that she uses to buy drinks such as sodas, juice, and water to sell and in this way advance her business.
View original language description ↓

En la ciudad de Managua capital de Nicaragua, la señora María F. se dedica arduamente a su actividad de venta de bebidas ubicada en una terminal de buses donde a diario se esfuerza comercializando sus bebidas.

Hoy en día la razón por la cual ella ha acudido a Ceprodel es para ser beneficiada con un crédito para la compra de las bebidas como lo son gaseosas, jugos y aguas para comercializarlos y de esta manera salir adelante en su negocio.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 52
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 20.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped María Emilia purchase of beverages for resale.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Mar 23, 2009
Apr 15, 2009
Currency Exchange Loss:
Dec 15, 2009