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Ana Lucia
Mrs. Ana Lucia is 43 years old and lives in the "14 de Febrero" neighborhood in the capital city of Managua. She has three sons aged 2, 8, and 16 years old. Her husband is a teacher for elementary and middle school students. Mrs. Lucia's business is selling clothes, which she herself has sewn for the past five years. She began the business with her own money and with help from her husband who has always provided moral support for her to succeed in her projects and help augment the household income. With this loan she will make the following home improvements: repair the roof of the house, which is in poor condition, and create separate rooms to make the family living conditions more comfortable. Her plans are to provide support for her sons to continue with their studies.
View original language description ↓
Doña Ana Lucia tiene 43 años de edad, reside en un barrio de la capital de Managua que se llama 14 de Febrero de la Terminal de buses 1 c al sur. Tiene tres hijos de 2,8 y 16 años de edad, su esposo trabaja de docente da alumnos de primaria y secundaria. El negocio de la señora Ana Lucia es la venta de ropa que ella misma elabora con su fina costura que hace desde hace cinco años, el cual inicio con dinero propio y ayuda de su esposo el cual siempre la apoyado para que ella salga adelante con sus proyecciones ya que tiene que cubrir las necesidades de su familia. Con este crédito va hacer mejoras a su casa como: reparar el techo de su casa que esta en mal estado y hacer divisiones de cuarto para estar cómodos con su familia. Sus planes es poder seguir apoyando a sus hijos con los estudios.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 41
    View loans »
    Nicaragua Loans Fundraising
  • $26,418,100
    Funds lent in using Kiva
  • 20.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Ana Lucia to buy construction materials to repair the roof of the house and create separate rooms.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 3, 2009
Apr 14, 2009
Currency Exchange Loss:
Dec 15, 2009