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Margaret Nabachwa 's Group
In this Group: Margaret , Evas , Cissy, Teo, Jalia
Margaret is 40 years of age and married with 8 children, aged between 7 and 22. All her children go to school. She owns a five-roomed house where she lives with ten people and takes care of additional family members (orphans of her late sister). She has access to electricity and piped water at home. The family gets two meals a day.

Margaret sells charcoal in Kisaasi market in one of the city suburbs and that is how she earns a living. She rents her stall at 25,000 /= a month and receives about 20 customers a day. Margaret doesn’t incur any transport cost as she buys from her place of work and works seven days a week. She has done this business for 6 years now and prior to this she had a poultry farm at her home, but because of cocidiosis she lost all her chickens

This is her 8th loan ever since she joined MCDT; she has been with MCDT for 4 years, working with the same group mates for 1 and a 1/2 years. Margaret wants to use this loan partly to buy more sacks of charcoal and also to pay school fees for her children who are at a higher level. Margaret hopes to build a house from her savings and also own a permanent place for her business.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 90
    View loans »
    Uganda Loans Fundraising
  • $33,566,400
    Funds lent in using Kiva
  • 2,126.0
    Uganda Shillings (UGX) = $1 USD