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Sakina Group
In this Group: Sakina , Iffat , Rashida , Khadija
My name is Sakina and I am 29 years old. I have resided in a mid-size city named Vehari, Pakistan for the past 20 years. I am an uneducated lady because my parents couldn’t pay for my education. My husband's name is M. Rafiq and he runs a garment business. I am the mother of two daughters. I want to send my daughters to school, and for this reason I sew clothes by taking orders from my neighbors and relatives.

My brother is also lives with us. He runs a fruit-selling business. He goes to different areas of Vehari on a cart and announces his products in a loud voice. He has been in this business for the past 7 years. I am applying for a loan to buy seasonal fruits to expand my brother’s fruit-selling business.

I’m the group leader of three other women from my locality. Iffat baji and Rashida baji each want a loan to buy groceries for their grocery shops. Khadija baji wants a loan to buy flowers to sell.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 320
    View loans »
    Pakistan Loans Fundraising
  • $16,524,375
    Funds lent in using Kiva
  • 80.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sakina Group's $725 loan helped a member to buy seasonal fruits to sell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 21, 2009
Apr 14, 2009
Currency Exchange Loss:
Jun 2, 2010