A loan helped to improve access to water sources and sanitation for their family.


Ratnawati's story

Ratnawati is one of KPP UMKM’s clients. She is a 38-year-old married woman with one son and one daughter. Ratnawati is a housewife and her husband is an employee.

She has asked for a loan of 7.000,000 IDR from KPP-UMKM Syariah to improve access to water sources and sanitation for her family. Her family's income is insufficient to build toilets and water sources but Ratnawati will be able to repay the loan.

She and her family want to live a healthy life with proper sanitation and clean water. She is very grateful for the opportunity and wants to thank the lenders.


This loan is special because:

It helps prevent disease by providing access to clean drinking water and sanitation.



Loan details


Lenders and lending teams



Loan details