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Srun L. is 28 years old and a resident of Phnom Penh City, Cambodia, where she has been running a business as a Khmer cake seller for three years. Her business is now going well, and she has a lot of regular customers come to buy her product, because she is skilled in communication in the village.

As the another source of daily income, her husband works as a truck repairer. He earns around $5 a day. The couple lives with one child, who is minor and enrolled in school. The family has been building its house for a long time, but the house is lacking the spare parts needed.

Right now, L. needs a loan to purchase more wood and furniture to decorate her house.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 170
    View loans »
    Cambodia Loans Fundraising
  • $41,456,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Srun to purchase more wood and furniture to decorate her house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 3, 2009
Apr 12, 2009
Currency Exchange Loss:
Feb 15, 2010