A loan of $325 helped expand buying and selling of seashells.


Niza's story

Mrs. Niza A. is 58 years old and a resident of Punta Sulong, Baliangao, Misamis Occidental. Her husband, Alfredo, is a fisherman. The couple is blessed with 5 children.

Niza and her husband started this business last year, buying and selling seashells and sea cucumbers. Niza is one of the founding members of Jackfruit 2 Center in Punta Sulong, Baliangao, and continues to be a member in good standing. She joined Paglaum Multi-Purpose Cooperative's micro-finance program in April 2004, and has used the credit services offered by the program 14 times. This loan request is her fifteenth, for Php 14,900.00 to expand her existing business.

For Niza and her husband, Paglaum has contributed to her family's success. Three of her children have finished their courses as a result of Paglaum's support for tuition fees. With this loan, the couple wishes to expand their business so that their other two children can also finish their college degrees. Niza adds that while she is still a member of the Paglaum cooperative, she will do her part as a member so that she can have the opportunity to use its programs and services to support her family's dreams of educating their children.



Loan details


Lenders and lending teams



Loan details