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Sin N., 55, is a humble widower with five children, two married and living separately, the other three single and employed. One of Mr. N.'s daughters, Ms. Chanthu, 25, is a goldsmith and provides income to help support the family. The family lives in Banteay Meanchey Province, Cambodia.

Sin, a military policeman in the village, is requesting a loan to build a kitchen to make the family's cooking easier. This addition will significantly improve the family’s standard of living.

Mr. N.'s daughter is shown in the picture.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 229
    View loans »
    Cambodia Loans Fundraising
  • $40,040,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Sin to build a kitchen.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 9, 2009
Apr 11, 2009
Currency Exchange Loss:
May 18, 2010