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Helen T. is a 46-year-old mother of four. Her husband, Cyrus, is a barangay (local district) councilor. Helen was a dealer for Avon cosmetics company for 15 years until she became a unit manager for the company. With her income from Avon, she has been able to send her four children to college.

Helen has applied for this loan in order to support some of her Avon dealers. In the past she has made payments for some of her dealers in order to take advantage of a bigger discount. She also buys stock in bulk in order to make more profit. In the future, Helen wants to be able to make her house more secure and comfortable.

Additional Information

About ASHI

Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”

Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.

About Philippines

  • $7,000
    Average annual income
  • 392
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 48.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Helen to finance her cosmetics sales.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Mar 12, 2009
May 1, 2009
Currency Exchange Loss:
May 11, 2011