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M. Albertine was born on July 14, 1950 in Abomey in Zou County in central Benin. She has five children, all schooled, and is a seamstress by training; but she abandoned this trade twenty years ago in favor of the distribution-sales of various goods: cloth, kitchen utensils, etc. Currently, she works in animal production, notably raising rabbits. To develop her rabbit farm and to diversify her business with the sale of second-hand clothing, she's requesting a loan from ALIDÉ.

ALIDÉ means “there is always a path for the poorest” in Benin’s local language of Fon. Benin is a small West African country located next to Nigeria and has a per capita GDP of $1,500. ALIDÉ offers special loans to highly vulnerable people at an interest rate of 0%. It is part of a group that is soon launching a micro health insurance program for recipients of micro-loans.

View original language description ↓
M. Albertine est née le 14/07/1950 à Abomey dans le Département du Zou au Centre du Bénin. Albertine a cinq enfants tous scolarisés. Albertine est couturière de formation; mais elle a abandonné la couture depuis vingt (20) ans au profit de la distribution-vente de divers articles: tissus, ustensiles de cuisines, etc. Actuellement, Albertine fait de la production animale notamment l'élevage de lapins. Pour développer son élevage de lapins et diversifier ses activités à la vente de friperie, Albertine sollicite un prêt auprès de ALIDé.

La signification de ALIDé en langue locale du Bénin, le Fon, est « un chemin existe toujours pour les plus pauvres ». Le Bénin est un petit pays de l’Afrique de l’Ouest à coté du Nigeria où le PIB par habitant est à $1,500. ALIDé offre les prêts spéciaux de 0% d’intérêt aux personnes très vulnérables et elle est dans un groupe qui lance bientôt un programme de la micro-assurance santé pour les bénéficiaires de micro crédit.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 495.3
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Albertine to buy a bale of used clothing, sacks of rabbit feed, bottles of rabbit medicine.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 30, 2009
Apr 10, 2009
Currency Exchange Loss:
Feb 15, 2010