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Aprocap Group
In this Group: Mariano, Abel, Wilber, Pablo, Cirilo, Renee, Lucila, Fortunato, Javier, Esteban , Maximiliano
Aprocap is part of a special project exclusive to growers and is maD. up of members of the Vacahuasi community in the Ocros district, Huamanga province. The community is located next to the Pampas River, which forms the boundary between this and the Apurimac district.

The community focuses its efforts mainly on cultivating fruits such as oranges, papayas, avocados and mangoes.

Mariano is a member of the Communal Bank and lives with his partner and three children, aged 3, 6 and 8. He has worked for 9 years growing avocado trees, having been trained in their care. He currently has 80 to 90 trees and will use his loan to buy fertilizer and insecticides. Mariano dreams of his children becoming professionals.

Fortunato lives with his partner and has three children, aged 9, 14 and 18. He has 60 avocado trees and intends to plant more, to which end he intends to buy fertilizer with his loan. Fortunato dreams of increasing his production capacity and of his children becoming professionals.

The growers of the Vacahuasi community need a 12-month loan, due to the year-long harvest, which will be invested in cultivating produce. It will be repaid following this year period.
View original language description ↓
Aprocap pertenece a un proyecto especial exclusivamente para productores, los socios son D. la comunidad D. Vacahuasi, distrito D. Ocros, Provincia D. Huamanga, La comunidad se ubica al borD. del río Pampas, este río viene a ser el limite con el departamento D. Apurimac.

La principales actividades D. la comunidad son el cultivo D. frutas como naranja, papaya, paltas y mango.

Mariano es socio del Banco Comunal, Mariano es conviviente, tiene 3 hijos D. 8, 6, 3 años, Mariano se dedica al cultivo D. paltos hace 9 años, recibió capacitaciones para el manejo D. paltos, actualmente tiene 80 a 90 paltos, su préstamo lo invertirá en la compra D. abono y insecticidas. Mariano sueña con que sus hijos sean profesionales.

Por otro lado Fortunato es conviviente, tiene 3 hijos D. 18, 14, 9 años, Fortunato tiene 60 plantas D. palta y tiene proyectado instalar mas paltos, su préstamo será invertido en la compra D. abono para el cultivo D. paltos, Fortunato sueña con mejorar su producción y sus hijos sean profesionales.

A los productores D. la comunidad D. Vacahuasi, se les ofrece un préstamo a 12 meses, debido a que este es el periodo D. cosecha, el dinero recibido sera invertido en el cultivo. Los productores podrán cancelar su préstamo al finalizar este periodo que es D. 1 año.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 77
    View loans »
    Peru Loans Fundraising
  • $61,829,600
    Funds lent in using Kiva
  • 3.1
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Aprocap Group's $2,925 loan helped a member purchase of fertilizer and insecticides.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Mar 9, 2009
Apr 12, 2009
Currency Exchange Loss:
Mar 15, 2010