Mr. Ariphin K., twenty-eight, and his wife, Mrs. Sakirors Man, twenty-nine, were married in 1999 and have one young daughter, who is in primary school. The family lives along National Road Number Six about twenty kilometers from Phnom Penh, the capital city of Cambodia.
Ariphin has been a fisherman for over fifteen years. He fishes from the lake and river near his house. Sakirors sells fish her husband catches at Prek Anhchanh market. His fishing business is Ariphin's main source of income for supporting his family, so he is applying for a loan of $1,000 to purchase a boat for his fishing business.
MAXIMA Microfinance Plc is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.