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Choose a borrower
Browse categories of borrowers— people looking to grow businesses, go to school, switch to clean energy, and more.
Make a loan
Select a borrower who you connect with and help fund a loan with as little as $25.
Get repaid
Receive updates on your loans and see the dollars return to your Kiva account.
Repeat!
Use the repayment to support another borrower, or withdraw your money.
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Jean Claude sends his thanks. His business is going well. He was able to buy a steer to fatten with the profits from his previous loan. During this festive time, he decided to restock his business. For this reason, he decided to take out a new loan. He is going to buy 200 t-shirts, 100 sweatpants and 200 pants to resell in his business. He hopes to earn a satisfactory profit to save.
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Translated from French by Kiva volunteer melanie fluharty. View original language description.
Jean Claude envoie ses vifs remerciements. Son commerce marche bien. Il a pu acheter un bœuf à engraisser avec les gains de son précèdent prêt. En ce période de fête, il décide de réapprovisionner son commerce. De ce fait, il décide alors de prendre un nouveau prêt. Il va acheter 200 tee-shirts, 100 joggings et 200 pantalons à remettre en vente à son commerce. Il espère obtenir des bénéfices satisfaisants à épargner.
Vahatra is a non-profit organization that provides low-income families in Madagascar with opportunities for education, healthcare, professional training, and family services. The organization specifically targets families who earn an average income of $1 or less per day per person, and evaluates each family's need to provide unique and tailored services. With Kiva's assistance, Vahatra will be able to provide loans for more people, therefore providing low-income families with new opportunities.
Kiva loans are facilitated through 2 models, partner and direct, that enable us to reach the greatest number of people around the world.
For partner loans, borrowers apply to a local Lending Partner, which manages the loan on the ground. Lending Partners are responsible for screening borrowers, disbursing loans, posting borrowers to the Kiva website for funding, collecting repayments and otherwise administering Kiva loans on the ground to borrowers.
For direct loans, borrowers apply through the Kiva website and may or may not be endorsed by a Trustee. Unlike Lending Partners, Trustees don't handle any financial transactions or have any duty to repay loans on behalf of their borrowers. Instead, Trustees take the role of providing support and business advice to their borrowers throughout the term of the loan.
A Lending Partner's average loan size is expressed as a percentage of the country's gross national annual income per capita. Loans that are smaller (that is, as a lower percentage of gross national income per capita) are generally made to more economically disadvantaged populations. However, these same loans are generally more costly for the Lending Partner to originate, disburse and collect.
Kiva loans are facilitated through 2 models, partner and direct, that enable us to reach the greatest number of people around the world.
For partner loans, borrowers apply to a local Lending Partner, which manages the loan on the ground. Lending Partners are responsible for screening borrowers, disbursing loans, posting borrowers to the Kiva website for funding, collecting repayments and otherwise administering Kiva loans on the ground to borrowers.
For direct loans, borrowers apply through the Kiva website and may or may not be endorsed by a Trustee. Unlike Lending Partners, Trustees don't handle any financial transactions or have any duty to repay loans on behalf of their borrowers. Instead, Trustees take the role of providing support and business advice to their borrowers throughout the term of the loan.
A Lending Partner's average loan size is expressed as a percentage of the country's gross national annual income per capita. Loans that are smaller (that is, as a lower percentage of gross national income per capita) are generally made to more economically disadvantaged populations. However, these same loans are generally more costly for the Lending Partner to originate, disburse and collect.
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Agree Use a Free TrialYour free credit can't be applied to this loan. If you would like to make a loan to this borrower anyway, you will have to use your own money.
Lend Anyway Find an Eligible LoanFree Trials cannot be used to make loans during their private fundraising period on Kiva. If you would like to lend to this borrower anyway, you will have to use your own money.
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