
Change a Life with a Loan
Join Annette's team on Kiva
Every day, Kiva connects thousands of people to borrowers and partner institutions around the world, working together to create opportunity and alleviate poverty. It only takes $25 to get started.

- Jonalyn is 41 years old and married, with three children. With her three children in school, Jonalyn works very hard to provide for them.
She runs a general stor...Read their story > - Amivi is thirty-four years old and married with three children. She sells hair extensions in her community and buys them at the market twice per week. She wants to develop ...Read their story >
- Analyn is a single woman, 47 years old, with one child. She has a business buying and selling frozen foods in the Philippines.
Analyn requested a 20,000 PHP loa...Read their story > - Bernard is a 52-year-old maize farmer in Saboti, Kenya. In addition to farming his core crop, he currently has 15 chickens on his land.
Bernard historically str...Read their story > - Peninah, 36, is a mother with a glorious history of perseverance, courage and ability to overcome extreme adversities.
She lives in a small and humble village in...Read their story >
Why Kiva?
Kiva lenders, like Annette, combat poverty daily by making small loans to borrowers around the world. We believe in fair access to affordable capital for people to improve their own lives.
Often only a relatively small amount of money stands in the way of Kiva borrowers and their dreams. Whether it’s a Kenyan farmer who needs $500 in order to double her grain production, or a young Bolivian woman who lacks the $1,500 tuition for nursing school, Kiva lenders provide a hand up to these and countless other borrowers.
Join us and make a loan today.
How Does Kiva Work?
- Choose a borrower
Browse hundreds of borrower profiles and find a story that connects with you. - Make a loan
Click ‘Lend’ to send money via our Field Partners, who vet, distribute and administer each loan. - Get repaid
Receive updates as the borrowers you support succeed and repay their loans. - Repeat!
When borrowers repay, that money is yours to keep, donate to Kiva or lend again to empower someone new!
About
We are a non-profit organization with a mission to connect people through lending to alleviate poverty. Leveraging the internet and a worldwide network of microfinance institutions, Kiva lets individuals lend as little as $25 to help create opportunity around the world.