
Change a Life with a Loan
Join Julie's team on Kiva
Every day, Kiva connects thousands of people to borrowers and partner institutions around the world, working together to create opportunity and alleviate poverty. It only takes $25 to get started.

- Jessica is 55 years old and has six children.
Jessica is in the agricultural pig fattening business in the Philippines. Jessica requested a PHP 10,000 loan thro...Read their story > - Rosselyn Yamileth is 21 years old. She cohabits and has a 3-year-old child. Her partner is a fisherman. They live in the city of Puerto López, a place with beautiful beache...Read their story >
- Gladys is a 60-year-old mother living in Nyamira, a town surrounded by prime agricultural lands, which favor large-scale grain farming, dairy and horticultural farming. She...Read their story >
- The community association "Virgen de Fátima" is made up of inhabitants of the San Luis community in the city of Ciudad Darío, Matagalpa, Nicaragua. It is a group made up of...Read their story >
- Damaris, 38, is the mother of two children.
She has worked making and selling tortillas for 17 years. She started with 8 pounds of corn, from which she sold 100...Read their story >
Why Kiva?
Kiva lenders, like Julie, combat poverty daily by making small loans to borrowers around the world. We believe in fair access to affordable capital for people to improve their own lives.
Often only a relatively small amount of money stands in the way of Kiva borrowers and their dreams. Whether it’s a Kenyan farmer who needs $500 in order to double her grain production, or a young Bolivian woman who lacks the $1,500 tuition for nursing school, Kiva lenders provide a hand up to these and countless other borrowers.
Join us and make a loan today.
How Does Kiva Work?
- Choose a borrower
Browse hundreds of borrower profiles and find a story that connects with you. - Make a loan
Click ‘Lend’ to send money via our Field Partners, who vet, distribute and administer each loan. - Get repaid
Receive updates as the borrowers you support succeed and repay their loans. - Repeat!
When borrowers repay, that money is yours to keep, donate to Kiva or lend again to empower someone new!
About
We are a non-profit organization with a mission to connect people through lending to alleviate poverty. Leveraging the internet and a worldwide network of microfinance institutions, Kiva lets individuals lend as little as $25 to help create opportunity around the world.