
Change a Life with a Loan
Join Tobias's team on Kiva
Every day, Kiva connects thousands of people to borrowers and partner institutions around the world, working together to create opportunity and alleviate poverty. It only takes $25 to get started.

- Mary is a 52-year-old maize farmer in Saboti, Kenya. In addition to farming her core crop, she currently has four chickens and one cow on her land. Mary has historically st...Read their story >
- Prinalyn is a married woman with two children. She is a very hard working entrepreneur. Prinalyn is 33 years old and has two children who are in school.
She has ...Read their story > - Rebecca believes that she is the architect of her own destiny. She is a 57-year-old mother who has always worked very hard because she wants to be successful. Rebecca makes...Read their story >
- Victor is a 60-year-old maize farmer in Kemeloi-Maraba, Kenya. In addition to farming his core crop, he currently has 16 chickens and 1 cow on his land. Victor has historic...Read their story >
- Merlinda is 33 years old and married with two children. With one child still in school, she works very hard to provide for them.
Merlinda runs a general store i...Read their story >
Why Kiva?
Kiva lenders, like Tobias, combat poverty daily by making small loans to borrowers around the world. We believe in fair access to affordable capital for people to improve their own lives.
Often only a relatively small amount of money stands in the way of Kiva borrowers and their dreams. Whether it’s a Kenyan farmer who needs $500 in order to double her grain production, or a young Bolivian woman who lacks the $1,500 tuition for nursing school, Kiva lenders provide a hand up to these and countless other borrowers.
Join us and make a loan today.
How Does Kiva Work?
- Choose a borrower
Browse hundreds of borrower profiles and find a story that connects with you. - Make a loan
Click ‘Lend’ to send money via our Field Partners, who vet, distribute and administer each loan. - Get repaid
Receive updates as the borrowers you support succeed and repay their loans. - Repeat!
When borrowers repay, that money is yours to keep, donate to Kiva or lend again to empower someone new!
About
We are a non-profit organization with a mission to connect people through lending to alleviate poverty. Leveraging the internet and a worldwide network of microfinance institutions, Kiva lets individuals lend as little as $25 to help create opportunity around the world.