Total Kiva Loans Raised:
The cumulative amount of loans this partner has raised through the Kiva website.
Overdue Balance Due:
Kiva uses a net billing process in which newly raised funds are netted against repayments collected from borrowers. When partners owe Kiva funds, they must be paid no later than 15 days from the day that the final statement is released announcing the amount due. Funds not paid on time become overdue and are listed in the Overdue Balance category.
Net Balance For:
Kiva's net billing process is done on a monthly basis. The Net Balance category includes funds raised, repayments collected, and refunds issued last month.
Wires Received After Application to Overdue Balance:
After Kiva applies funds to cover the Overdue Balance, the remaining amount is included in this category. These remaining funds are used to reduce the amount owed this month or are added to funds due to the partner.
Total Amount Due By:
The Total Amount due by the end of the month is the sum of the Overdue Balance and the Net Balance for the previous month less the Wires Received this month (after application to the Overdue Balance).
This is the cash amount outstanding to Kiva. It is calculated as (Sum of wires sent by Kiva - Sum of wires received by Kiva - Defaulted amount - Currency losses absorbed by Kiva lenders).
This number updates every time this page is opened.
The percentage of Paying Back Loans by this partner that are past due in repayment. This percentage is exposed to lenders on the Kiva site.
How this is calculated: Amount of payments past due / Total outstanding principal balance the Field Partner has with Kiva.
Loans at Risk (PAR 1):
The percentage of Paying Back Loans at risk, with loan principal past due in repayment. This percentage is exposed to lenders on the Kiva site.
How this is calculated: Loans at Risk Rate = Remaining amount of principal of paying back loans that are delinquent / Total outstanding principal balance the Field Partner has with Kiva.
The percentage of Ended Loans (no longer paying back) which have failed to repay (measured in dollar volume, not units).
How this is calculated: Amount of Ended Loans Defaulted / Amount of Ended Loans
The total outstanding value of an MFI's defaulted Kiva loans, measured in USD. Kiva considers a loan to be defaulted when it is marked as such by the partner or after 6 months of non-payment.
The percentage of ended loans that have at least one journal.
This is an unofficial statement displaying what your statement were to look like if the statement period end date were today. The preliminary statement is updated nightly, meaning that repayments reported as of yesterday will be displayed here.
Final statements for a month are issued on the 15th of the following month.
Exchange Rate at Posting:
This is the conversion rate for the loan when it was originally posted to Kiva and is used as the base rate for calculating currency exchange loss.
Repayment in Local Currency:
This is either the amount reported by the MFI, or the amount expected by the Kiva system.
This is the value in local currency that the payment is rounded up to in order for it to convert neatly into a $25 increment in USD
Repayment in USD:
This is the amount in dollars that should have been repaid assuming no currency protection
Currency Loss Absorbed by Kiva Lenders:
You are not responsible for this amount. This is the amount of loss Kiva lenders will bear because of currency devaluation.
Owed to Kiva:
This is the amount your MFI owes to Kiva after subtracting the currency loss absorbed by Kiva lenders
Currency Exchange Gained/(Lost):
For all local currency (non-USD) denominated loans, this is the total amount your MFI has gained or lost from fluctuations in currency since June 15, 2009.