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Loan Characteristics On Kiva

  1. Loans To Women Borrowers
  2. Average Loan Size
  3. Average Individual Loan Size
  4. Average Group Loan Size
  5. Average Number Of Entrepreneurs Per Group
  6. Average GDP Per Capita (PPP) in Local Country
  7. Average Loan Size / GDP Per Capita (PPP)
  8. Average Time To Fund A Loan
  9. Average Dollars Raised Per Day Per Loan
  10. Average Loan Term
  1. Loans To Women Borrowers:
    Percentage of total loans that go to women entrepreneurs.
  2. Average Loan Size:
    Average size of all loans per entrepreneur on Kiva.org.
  3. Average Individual Loan Size:
    Average size of all loans to an individual entrepreneur on Kiva.org.
  4. Average Group Loan Size:
    Average size of all loans to a group of entrepreneurs on Kiva.org.
  5. Average Number Of Entrepreneurs Per Group:
    Average number of entrepreneurs per group on Kiva.org. This does not include individual loans.
  6. Average GDP Per Capita (PPP) in Local Country:
    Provides insight into the approximate average yearly income of an individual living in a particular country. Gross domestic product (GDP) is the value of all final goods and services produced within the nation in a given year. This figure divides GDP by the total population of the country.
  7. Average Loan Size / GDP Per Capita (PPP):
    Provides insight into Field Partner's depth of outreach. In other words, the relative poverty level of the entrepreneurs selected by this Field Partner.


    Average Loan Size / GDP Per Capita (PPP) Rule of Thumb:


    • If less than 20% = the poorest of the poor are being reached.

    • If between 20% - 149% = the middle poor are being reached.

    • If between 150% - 249% = the upper poor are being reached.

    • If over 250% = the middle class or established small businesses are being reached.



    Source: Adapted from the Microbanking Bulletin published by the MIX Market.
  8. Average Time To Fund A Loan:
    Average length of time in days that it takes for a loan to be fully funded on Kiva.org. It is an indirect measure of the relative 'popularity' of businesses posted by this Field Partner vs the Kiva average (the quicker to fully fund, the more popular).




    Popularity can be driven by a variety of loan "investment" factors, including:


    • Social return - the social impact as perceived from entrepreneur's life situation, family size, loan purpose, etc

    • Financial return - the loan principal repayment likelihood as perceived from the business description, Field Partner performance, etc.

    • Emotional return - the relative preference or affinity for a particular country, gender, industry, photo, etc


  9. Average Dollars Raised Per Day Per Loan:
    For any given entrepreneur listed on Kiva, the average amount of loan funds raised from the internet community in a 24 hour period. It is a more direct measure of the relative 'popularity' of entrepreneurs posted by this Field Partner vs the Kiva average (the higher the rate of funding, the more popular).





    Popularity can be driven by a variety of loan "investment" factors, including:

    • Social return - the social impact as perceived from entrepreneur's life situation, family size, loan purpose, etc

    • Financial return - the loan principal repayment likelihood as perceived from the business description, Field Partner performance, etc.

    • Emotional return - the relative preference or affinity for a particular country, gender, industry, photo, etc


  10. Average Loan Term:
    The average amount of time in months allotted to the entrepreneur to repay a loan. Note: If a loan is not fully repaid by the end of the loan term, the Field Partner may choose to continue to attempt collections for up to 6 months in order to recover funds.