November GROUPON KIVA VOUCHERS/November GROUPON-PROMOTION KIVA CARD TERMS & CONDITIONS (Revised December 10, 2010)

A Kiva voucher purchased via Groupon between November 19 and 11:59 p.m. on November 30, 2010 (“November Groupon Kiva Voucher”) and a November Groupon Kiva Voucher that is converted into a Groupon-promotion Kiva microloan card (“November Groupon-Promotion Kiva Card”) are each hybrid microloan products which allow its holder to make microloans to borrowers identified on the www.kiva.org website (the “Kiva Website”) and/or an automatic charitable donation to Kiva.

The use of a November Groupon Product is subject to Kiva's Terms of Use as well as the following terms, conditions and limitations:

  • November Groupon Kiva Vouchers and Groupon-Promotion Kiva Cards may be redeemed by accessing www.kiva.org/groupon.

  • May 31, 2011 Redemption Deadline:

    • You understand that, in order to make a microloan via the “Kiva Website with a November Groupon Kiva Voucher or November Groupon-Promotion Kiva Card, such November Groupon Kiva Voucher or November Groupon-Promotion Kiva Card must be redeemed by 11:59 p.m. PDT on May 31, 2011.

    • If a November Groupon Kiva Voucher or November Groupon-Promotion Kiva Card has not been redeemed on the Kiva Website by 11:59 p.m. PDT on May 31, 2011, then the entire value of such November Groupon Kiva Voucher or November Groupon-Promotion Kiva Card automatically becomes a charitable donation to Kiva’s general operating expenses in furtherance of its 501(c)(3) purposes (however the purchaser is not eligible to receive a tax deduction with respect to the $10 discount portion of the November Groupon Kiva Voucher or November Groupon-Promotion Kiva Card). After the conversion to a charitable donation after May 31, 2011, the November Groupon Kiva Voucher or November Groupon-Promotion Kiva Card may no longer be used to make microloans on the site.

    • If the November Groupon Kiva Voucher or November Groupon-Promotion Kiva Card has been redeemed on the Kiva Website by 11:59 p.m. PDT on May 31, 2011, then the credits (i.e, $25) will be placed in the redeeming person’s Kiva credit balance and the full $25 in credits – the $15 portion funded by the purchaser and the $10 discount portion funded by the promotion sponsor – may be used by the redeeming person for making microloans on the Kiva Website.

  • A November Groupon Kiva Voucher and its associated code may, in lieu of a voucher presentation, be converted on a one-time basis as a November Groupon-Promotion Kiva Card by utilizing the November Groupon-Promotion Kiva Card paper attachment formatting option. Such November Groupon-Promotion Kiva Card is transferable, subject to all of terms, conditions and limitations set forth herein, which shall apply equally to any transferee.

  • The purchaser of a November Groupon Kiva Voucher or November Groupon-Promotion Kiva Card is the owner of such item until it is redeemed by another user. If the purchaser elects, for whatever reason, to redeem the November Groupon Kiva Voucher or November Groupon-Promotion Kiva Card that (s)he has transferred to another person, it is the sole responsibility of the purchaser to alert his or her recipient(s) that such item is consequently no longer available to be used by the recipient. Under no circumstances may a November Groupon Kiva Voucher or November Groupon-Promotion Kiva Card be redeemed more than once.

  • Redemption of a November Groupon Kiva Voucher or November Groupon-Promotion Kiva Card by another user (i.e., someone other than the purchaser) occurs when any portion of the value of the item is drawn upon by such user to make a transaction on Kiva. Upon such a redemption, ownership of the November Groupon Kiva Voucher or November Groupon-Promotion Kiva Card (and the all of the value thereof) is deemed transferred in full to that redeemer.

  • Please exercise appropriate precautions to safeguard the November Groupon Kiva Voucher or November Groupon-Promotion Kiva Card, as they are not refundable and no replacement credits for a particular November Groupon Kiva Voucher or November Groupon-Promotion Kiva Card can be issued once that item has been redeemed, whether by the purchaser or another user, or if the item is lost or otherwise is no longer unavailable to purchaser or recipient.

  • A November Groupon Kiva Voucher may only be purchased on the www.groupon.com website via Groupon, Inc.

  • November Groupon Kiva Vouchers and November Groupon-Promotion Kiva Cards and their use on the Kiva Website are additionally subject to Kiva’s Terms of Use and Privacy Policy.

These terms, conditions and limitations may be modified by Kiva in its sole discretion from time to time and such modifications shall automatically become part hereof, and shall be effective once posted by Kiva on the Kiva Website.

These terms, conditions and limitations are revised as of December 10, 2010. The original terms, conditions and limitations applicable to November Groupon Kiva Vouchers and November Groupon-Promotion Kiva Cards (dated as of November 19, 2010) can be found here : http://www.kiva.org/groupon/terms/old.