Total loan: $1,000

Linneth Milena

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Puntarenas, Barranca, Provincia de Puntarenas, Costa Rica / Clothing

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A loan helped to buy clothing for women, men, and children; blouses, pants, and similar items.

Linneth Milena's story

Linneth Milena is 30 years old. She is the mother of 3 children and she graduated from high school. She lives with her partner, who works in a business that sells household appliances. He is supporting her as a guarantor on this loan request. One of their children is in primary school, while the others aren’t school age yet. Her mother helps her take care of them and so does her husband when he has free time. In this way she is able to work in her profession as a merchant. She began 4 years ago with product that a supplier consigns to her for CRC 200,000 (Costa Rica Colon). She sells it and earns some additional capital, along with a stable clientele. She has been working as a merchant since that time. She is requesting her first loan and provides good references from her customers and her provider. She sells intimate clothing, men’s clothes, children’s clothes, clothing for the whole family. An important tool for her is her bicycle, which is how she travels around her community, charging payments and delivering her merchandise. Her business is functioning well, according to the information in an analysis that was done on it. She is able to recuperate her expenses in time to reinvest. The limiting factor has been a lack of funds to grow and increase her number of clients. She attends a regional market, where she has more than 20 clients. She looks for good sale prices in order to improve her income. She distributes her merchandise and works during the whole year, despite competition. She offers her clients installment payment options and has seasonal clothing to cover their requests.