Total loan: $675


Ndaragwa, Nyandarua County, Kenya / Agriculture

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A loan helped To buy a quality dairy cow.

Rose's story

Hello, Kiva lenders! Meet Rose, a 36-year-old youthful, very hardworking, honest, and ever-smiling mother. She lives with her husband in a remote village in Kihuha, in the Ndaragwa region of Kenya.

Rose passionately loves farming. She has been farming for the past five years and has always managed to provide for her family. Feeding her large family requires a lot of hard work and determination. Her other sources of income are crops and some personal business that she does in order to provide food for her large family.

Rose enjoys the returns she gets from farming but is challenged to maintain a good standard of living. Rose has identified free space on her farm and wants to fully utilize this space by keeping a good quality dairy cow. Dairy farming in Kenya is a very profitable venture and the price of milk has been going up recently, so Rose, being a visionary and entrepreneurial woman, wants to take full advantage of this. She has chosen the breed of cow that she will keep, and she learned that she will not only get milk from the cow but also manure to boost the fertility of her farm. Selling the milk will never be a problem because there is a ready market and she will also sell to big dairy processing firms.

Rose said she chose Juhudi Kilimo for this loan because they offer agriculture-based loans and their interest rate is low and offered on a reducing basis. She underwent training through Juhudi Kilimo and, from the training, she learned that saving is a continuous process in many micro-finance institutions. Rose hopes that through the accumulated profit she will be able to add value to her milk by starting services such as packaging and the production of other dairy products. This loan will change her life and will secure the future of her school-going children. She awaits your kindness.