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Total loan: $525
Nkawkaw, Eastern, Ghana / Food
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Augustina's loan finished fundraising,
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A loan helped To procure palm fruits and sachet water in bulk.
Augustina A. is fifty-one years old. She is a widow and the mother of three little kids who are in basic school. Augustina lives with her children in a family house in a community called Nkwaateng. Nkwaateng is in the Eastern Region of Ghana. A sizeable number of the inhabitants are engaged in farming activities. However, quite a large number of women are involved in palm oil production. Augustina is one of the women who actively produce palm oil. She has been in business for six years. She buys the palm nuts from the local farmers in her community; processes it in her house to produce the oil and sells at wholesale prices to her customers. Palm oil is a local vegetable oil produced from the food of the palm fruits. It has been cooked, pounded, sieved and boiled for hours. The reddish substance (the oil) is skimmed off and boiled again to expel water content. Augustina wants to use the loan to expand her business by buying the palm fruits in bulk. She will then be able to increase the number of customers she serves. She owns a refrigerator and uses it for the sale of sachet water to support her family with additional income. She believes the loan assistance would enable her to scale up production to serve a larger market and, eventually, help improve her family finances. She is a member of a Trust Bank group called Kingdom Trust Group. Members in this group guarantee loans for one another and support each other in repaying the loan.