Total loan: $450


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Obuasi, Ashanti, Ghana / Food

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A loan helped To buy bags of palm kernel, three big pots, etc.

Theresa's story

A. Theresa is 24 years old. She is married and the mother of three kids. She lives in Bekwai Zongo community with her husband. Her husband is a cleaner at the public toilet at the community. Zongo is a place which is dominated by Muslims.

A. Theresa is a local manufacturer of palm kernel oil. Palm kernel oil is produced from palm kernels. The palm kernel is a by-product of palm oil. The palm kernel is processed through various stages to obtain palm kernel oil which is used to prepare many local dishes like frying fish, making local soaps, and pastries. She produces and supplies oil to food vendors to prepare their meals. However, her production is on the low side as a result of low working capital to afford a machine for processing.

A. Theresa wants to use the loan to buy more bags of palm kernels, three additional pots, and an electric milling machine to reduce the drudgery of using manual effort to help produce oil in larger quantities. She believes the loan will enable her to save more toward her children's education.

A. belongs to a village bank called ‘Bamali Allah’ which means ‘It is only God who can do it’. She hopes to receive GHS 600 to make business progress by restocking her inventory.