Total loan: $1,800


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Zugdidi, Samegrelo-Zemo Svaneti, Georgia / Agriculture

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A loan helped to purchase a tractor.

Ramaz's story

Ramaz is 33 years old. He lives in Zugdidi with his pensioner mother. Ramaz has been involved in the agricultural business from early childhood. His parents were farmers and this is a traditional activity for the family.

Sadly, due to lack of economic resources and because he had to start working at a very young age, Ramaz was unable to study for a professional career. He works hard on the family-owned agricultural land, growing vegetables. He always has high quality products which are sold to local retailers for a good price.

Ramaz requested a loan to buy a tractor and cultivate his land. The Start Up program, which is a joint initiative with Kiva and Credo enables him to get a loan for purchasing a tractor. Once the tractor is purchased, Ramaz will be able to cultivate his land, decrease his expenses and increase his income. He will also rent the tractor to his fellow villagers to get additional income.