Total loan: $2,600


Yelpin village of Vayots Dzor region, Vayots Dzor Province, Armenia / Agriculture

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A loan helped to pay for four oxen, fertilizer and pesticides needed for the farm.

Armine's story

Armine lives in Yelpin village with her husband and four year old daughter. Her husband is an electrician. Armine's only occupation is in farming. She keeps a herd of three cows, a calf and fifteen hens. Armine takes care of their farm with great love and pleasure and the income gathered from farming business helps her family a lot to cover basic daily expenses. She has now applied for this loan to purchase four oxen, fertilizer and pesticides needed for the farm. As this is Armine's first loan, it has been approved within the framework of the joint initiative between Kiva and SEF. The first-chance loan program provides loans to people who didn’t have access to credit products before because they have no credit history. She and her husband will be very thankful to the lenders for their goodwill and support.