Total loan: $1,350


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Bandung Timur, West Java, Indonesia / Retail

Deni's loan finished fundraising,
but these similar borrowers just need a little more help to reach their goals!

A loan helped to purchase more prepaid airtime credits to sell to community members who want to use mobile phones to connect with their loved ones.

Deni's story

Good day, lenders! Now it’s time for you to meet one of the Ruma agents, Deni. Deni lives in East Bandung, a semi-urban area located about three hours' drive from Jakarta. Deni is happily married. Together with his wife, they have a very cute six-year-old daughter. Deni owns a stall that sells mobile airtime credits and provides bill payment services for his community. It has been almost a year since he joined Ruma. He learned about Ruma from Ruma’s sales executive who came to his stall. He decided to join Ruma because he was interested in Ruma’s system; the sales executive will be coming to his stall to collect the money. Moreover, his community sees him as a friendly and informative mobile airtime credit provider. As the business grows, Deni is hoping to get a working capital loan from Kiva. He will use the loan to process more mobile airtime credits and bill payment services to his community. Having known about the importance, your loan will be very useful to help Deni improve his business and accordingly, his community, which needs access to such services. Deni’s goal in the near future is to serve as an e-commerce business for his customers. As seen in the photo, Deni is the one who is standing and smiling in his own stall. He will be very thankful for your kind support.