Total loan: $2,550
Santa Cruz de la Sierra, Santa Cruz, Bolivia / Clothing
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A loan helped to buy second hand clothing and cosmetics wholesale to increase sales and meet the needs of her children.
Colectoras Group's story
Gabriela is a 24 year old woman. She lives with her spouse and has 3 children, aged 1, 4 and 6. Her business is selling cosmetics and second hand clothing. She is a good mother who is generous, patient, strong, responsible and hardworking. She carries out her business as a street vendor in the ‘Urbanización el Recreo’ neighborhood, a place characterized by commerce of all types by the descendants of the ‘Ayoreas’ ethnicity from the area, as well as the descendants of miners who relocated from the west. Now the second generation of the original people work in commerce and in manufacturing. It has a warm, tropical and humid climate with a temperature of approximately 30 degrees centigrade during the whole year. Gabriela has dark skin and long black hair that she wears in a pony tail. She is of short stature and a thin frame. Her mother tongue is Guaraní, which she speaks at home, and she speaks Spanish in the general culture and for business (she is sitting in the middle, holding her baby). She shares her life with her spouse, who works in construction, and with their 3 children. The oldest is in school and the two youngest are not school aged yet. They live in a rented brick house with a corrugated roof. It has potable water, electricity and plumbing. Her wish to get ahead led to her heading a bank of people with businesses such as selling sandwiches, knitting children's clothes, a neighborhood store, selling construction materials, selling quinoa juice, selling sports clothing, and selling french fries, so that they could ask for a loan and expand their commercial activities. Her business is selling cosmetics and second hand clothing and she buys them by wholesale packages. “The clothes and the cosmetics are activities that go hand in hand, because if you don't buy clothes, then at least you take a perfume…” she says. Her dream is to have her own store for clothes and cosmetics so she can stop being a street vendor. She wants to invest in her business by buying second hand clothing and cosmetics wholesale to increase her sales and meet her children's needs. This is her first loan cycle with the institution during the 3 years that she has been doing this activity. These are the reasons that Gabriela is asking for a loan to buy second hand clothing and cosmetics wholesale to increase her sales and meet her children's needs.