Total loan: $1,225

Shyam Mahila Mandal Group

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Chandkheda, GJ, India / Services

Shyam Mahila Mandal Group's loan finished fundraising,
but these similar borrowers just need a little more help to reach their goals!

A loan helped to buy a better sewing machine and increase the productivity and profits of her small tailoring business.

Shyam Mahila Mandal Group's story

24-year-old Jyotsnaben (at center in the picture) is the young mother of a toddler from the Ahmedabad district of Gujarat, in western India. Educated till high school, she hopes to see her child receive a college education. To that end, enterprising young Jyotsnaben started her own tailoring microenterprise. She takes orders from local customers, and sews dresses, curtains, and falls and interlocks for the traditional Indian saris that her clients prefer to wear. Her small young family lives off an income of 11,500 INR each month, and she contributes 3,500 INR to these earnings. Diligently, she sets aside 3,000 INR in savings each month. As Jyotsnaben lives in semi-urban Gujarat, there is never a shortage of orders. Seeing the potential for growth, she wants to buy a better professional sewing machine. The upgrade will help her increase her productivity and bring in an extra 2,500 INR each month. This will help Jyotsnaben grow her monthly savings by more than 80%. By the time her child is of school-going age, the savings she is building will cover fees for a good local school. Jyotsnaben has her plans all laid out, and the only thing stopping her now is a lack of funds to invest in the new sewing machine. Undaunted, she has formed a joint-liability group with four of her friends who also seek to grow their own small microenterprises. Three of her group members are also seamstresses, and a fourth sells ready-made garments. Together, they seek a loan of 75,000 INR to invest in their respective small businesses. Being a joint-liability group, they will hold each other accountable to use the funds wisely and make the loan repayments on time. Your loan will help Jyotsnaben and her group take a crucial step towards realizing their business potential and goals for their families. They are grateful for your timely support.