Total loan: $275


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Kapsowar, Elgeyo-Marakwet County, Kenya / Agriculture

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A loan helped To purchase a pedigree cow.

Charles's story

Charles and his wife have worked on their current farm, situated in the outskirts of Kapsowar town, Kenya, since 2008. Since then, their farm and family have grown in more ways than one. In 2008, the couple started working on a run-down farm. Today, they are making money off the poultry and dairy animals they raise, and also the maize and vegetables they grow. Charles has further invested in transportation services to reduce their transportation costs, and make money offering the service to other farmers. Charles loves to dairy farm, especially since it was always a life goal of his to be a farmer. His wife understands this and together they joined hearts and hands to make the farm’s success to date happen. Charles is seeking a loan to purchase a pedigree dairy cow. There are more than 100 cattle breeds in Kenya. However, not all are good producers of milk. In fact, very few are. Cattle aside, the tastes and preferences of milk in the market are really growing diverse in Kenya. Taking milk is no longer a matter of pouring it into our cereal bowl, adding it to our coffee, or drinking it straight from the glass; we now have preferences in the type of milk we drink. Today, milk consumers are spoiled for choice: in the market, we have old-fashioned cow’s milk and lactose-free milk, not to mention non-dairy options such as soy, almond, rice, and coconut milk. It takes dairy masters like Charles to pick these shifts in the market and adopt ingenious techniques in farming to ensure that their product qualities adapt to the changes in consumer preference. Purchasing a pedigree cow goes to show how Charles is keen on controlling lameness levels in his dairy cattle. He considers breeding to be the core of his overall strategy of ensuring that milk quantity is way above average and the milk quality is second to none in the market. He anticipates that feeding will be his highest cost of milk production. This, to him, is accepted because to get cows that milk well and remain healthy, they have to be fed properly. Your loan will make a significant difference to Charles's farm profitability. The couple will make use of the returns from this investment to pay for the loan, pay for their children’s education, and the rest will be reinvested in the business. It has always been their ambition to share their passion about farming with their four children. They hope the kids will be thrilled to join the business of running the family farm.