Total loan: $450


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Tanza, Cavite, Calabarzon, Philippines / Retail

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A loan helped to pay for grocery items, beverages and toiletries to sell.

Sheryl's story

Her name is Sheryl, and she is 28 and a resident of Tanza, Cavite, Philippines. She is married to Aris, an OFW (Overseas Filipino Worker), and has two children who are still both in the elementary level. She manages her household while operating the business. She works hard to augment their income to support and meet their daily personal and household needs, and to send her children to school. Sheryl operates a variety store. In the Philippines, a general store is basically a small convenience store which sells fresh, dry, and packaged commodities directly to consumers. Almost all products are essential household items and food. It is the place to go to buy one sachet of shampoo, 5-pesos-worth of cooking oil, or an egg. She earns by buying supplies at wholesale prices and selling by the piece. Aside from this, she also has a money remittance center and a videoke machine for rent. Her regular customers are her neighbors and the local community. She earns a minimum net income of 1,000 PHP a day. To help her continue operations of her general store business, she is requesting a 20,000 PHP loan that she will use to buy grocery items such as sacks of rice, chips, canned goods, beverages and other grocery stuff. She expects a higher demand for groceries, especially this Christmas season. Her earnings are their source to meet their daily expenses and to send her children to school. She is thanking God and you in advance for the financial help that will be given her. She wishes everyone a blessed Christmas! Sheryl hopes to maintain and grow her business so they could have a better life. She strives hard to give her children the best education possible and prays for a quiet and happy life. She faithfully meets up with her co-fellowship* members to share stories of her work every week, and this is where she can also draw strength and inspiration from the Word of God she studies. * All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay microfinance loans.