Total loan: $1,950
Maa Kamala Group
TETELKHUNTI, BALANGIR,ODISHA, , India / Food
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A loan helped to pay for the purchasing of chili, coriander, cumin seeds, etc., in bulk to keep the stock for a month.
Maa Kamala Group's story
In September 2014, 10 active women entrepreneurs of Tetelkhunti village of Balangir district in Odisha, India, formed a Self Help Group named Maa Kamala to access a loan from the Mahashakti Foundation for expanding their small enterprises. Kabita, the lady standing raising her hand in the photo, is one of them. Kabita is a poor lady of 28 years of age and lives with her husband and one daughter of 8 years old. Her family belongs to a Below Poverty Line (BPL) category. The government has provided a house to her under Indira Awash Yojana (Housing Scheme). Kabita has been running a spice-vending business with items like chili, cumin seeds, coriander, turmeric, garlic, etc., for the last six years. Her husband goes to five weekly markets of her locality in a week with bulk of items on a bicycle and sells in the market. Twice a week, he goes to the nearby town of 12 kilometers away and buys the spice items from a wholesaler. Often, he has to buy the items on credit. Because of this, he has to bear more cost and also lose two days of labor. Her monthly income from the existing business is 5,000 rupees. Out of this income, she hardly manages her household expenses and business investment. Therefore, she wants to increase stock of her business for more income. The present loan amount of Kabita will be utilized to purchase items like chili, coriander, cumin seeds, etc., in bulk to keep the stock for a month. This will help her to reduce the purchasing and transportation costs, as she will replenish her stock frequently from the nearest market, and she can add a substantial income to her present income. Kabita hopes to purchase a bike to run her business smoothly with sufficient items, and wants to develop her business into a wholesale shop. She is also planning to give a better education to her only girl child. Out of the other nine members of the group, five members are doing dry food businesses like the selling of puffed rice; three members are doing vegetable cultivation; and one member is running a general grocery shop.