Total loan: $550


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Kapsowar, Elgeyo-Marakwet County, Kenya / Agriculture

Gladys's loan finished fundraising,
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A loan helped To buy a dairy cow.

Gladys's story

Hello, Kiva lenders! Meet Gladys, a 38-year-old youthful, very hardworking, honest, and ever smiling mother of four children. She lives with her husband in a remote village in Kapsowar, in the Rift valley region of Kenya. Gladys passionately loves farming. She has been farming for the past five years and has always managed to provide for her family. Feeding the large family she has requires a lot of hard work and determination. Her other sources of income are crops and some personal business that she does in order to provide food for her large family. In farming, she enjoys the returns she gets but is challenged to maintain a good standard of living. Gladys has identified free space on her farm and wants to fully utilize this space by keeping a good quality dairy cow. Dairy farming in Kenya is a very profitable venture and the price of milk in the recent past has been going up, so Gladys, being a visionary and entrepreneurial woman, wants to take full advantage of this. She has chosen the breed of cow that she will keep, and she learned that she will not only get milk from the cow but also manure and this will boost the fertility of her farm. Selling the milk will never be a problem because there is a ready market and she will also sell to big dairy processing firms. Gladys said she chose Juhudi Kilimo for this loan because they offer agriculture-based loans and their interest rate is low and on a reducing basis. She underwent training through Juhudi Kilimo and from the training, she learned that saving is a continuous process in many micro-finance institutions. Gladys hopes that through the accumulated profit she will be able to start adding value to her milk by starting services such as packaging and the production of other dairy products. This loan will change her life and will secure the future of her school-going children. She awaits your kindness.